Cheap Auto Insurance Texas

The self-driving car is still many years away, but that does not mean that automated features in cars will not transform the way we drive and how safe cars are. Cars have contained automated features ever since the introduction of cruise control, but it is only recently that such features have become a major element in the safety of a car. In addition, safer cars translate into cheaper car insurance, because the risk of damage and injury due to an accident falls. In this post, we’ll talk about how the rise of automation is transforming driving and how that will affect the cost of auto insurance in Texas.
The flashiest example of an automated feature is the Autopilot upgrade that Tesla released last month. The company built a software update that modified the cruise control of the Tesla Model X so that it can conduct some driving on its own. Right now, this is limited to highway driving, lane changes, and parking, but it is a marked contrast with what cars were capable of doing before the update. So far, there have been no reports of Autopilot causing any crashes. In fact, it is likely that the feature will reduce the number of crashes on highways. The feature automatically adjusts the speed and direction of the car based on the road and the cars around it with more precision and a faster reaction time than a human driver. The highway is the road where the average speed of all cars is the fastest, making crashes more dangerous due to the higher kinetic energy. That means any feature that can make highway driving safer can save lives. The improved safety translates directly into cheaper auto insurance. Right now, autopilot-style driving features are a rarity among cars, but Tesla has demonstrated that it is possible to build it in with nothing more than a software update.
There are other, more subtle kinds of automated driving that have begun to appear in new cars. For example, collision detection in various forms has become common in several models. There is collision detection for lane changes, for backing up, for moving forward, and in combination. Collision detection provides assistance to human drivers by guiding their movement and granting them a better ability to see the obstacles around the car. That makes it easier to react and steer the car away from potential danger. Again, the reduction in crashes means that insurance becomes cheaper. The mechanism behind this is that as the risk of a crash decreases, insurance companies know that fewer of their customers will be making claims and they will need to pay out less money. So the insurance company will pass on those savings to their customers.
The bottom line is that cars are becoming safer over time as a direct result of the new automated features that have begun to appear in them. Safer cars means insurance becomes cheaper for you, the driver, and the improved safety is also a direct benefit to consumers. As more and more of these features make their way into mainstream cars, rather than just new and luxury models, expect to see insurance rates come down across the board, along with accident rates.